Terms and Conditions

Last updated: 21 March, 2026

Welcome to EinsteinPay, a product developed and operated by Einstein Corp (“EinsteinPay,” “Einstein Corp,” “we,” “our,” or “us”). By accessing or using EinsteinPay, you agree to be bound by these Terms and Conditions. If you do not agree, do not use the platform.

1. Service Overview

EinsteinPay is a software platform that helps merchants facilitate payment acceptance, transaction tracking, customer account activity, notifications, and settlement workflows through integrated third-party payment providers and related service partners.

EinsteinPay is a technology platform only. EinsteinPay is not a bank, deposit-taking institution, credit union, payment network, financial institution, or money transmitter, and EinsteinPay does not directly hold customer deposits or merchant funds unless expressly stated otherwise in a separate written agreement.

2. Eligibility and Authorized Use

You may use EinsteinPay only if you are legally able to enter into a binding agreement and only for lawful business purposes.

You agree to use EinsteinPay in compliance with all applicable laws, regulations, card network rules, payment provider requirements, and any related compliance obligations applicable to your business.

You may not use EinsteinPay for:

  • fraudulent, deceptive, misleading, or abusive conduct
  • unauthorized or illegal transactions
  • prohibited business activities
  • infringement of another party’s rights
  • activity that could harm the security, integrity, or operation of the platform

3. Merchant Responsibility

Merchants are solely responsible for:

  • the products or services they offer
  • the accuracy of pricing, marketing, and customer communications
  • obtaining all required licenses, permits, and approvals
  • customer support, complaint handling, and business compliance
  • maintaining accurate account and business information

Merchants are also responsible for ensuring their use of EinsteinPay matches the nature of the business disclosed during onboarding.

4. Accounts and Security

You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

You agree to provide accurate, current, and complete information and to update it when necessary. We may require account verification, business verification, identity verification, or supporting documentation at any time.

You must promptly notify us if you suspect unauthorized access, fraud, or account misuse.

5. Payment Processing

Payments facilitated through EinsteinPay are processed by third-party providers, including but not limited to Stripe, Lightning Network infrastructure providers, or other integrated providers.

EinsteinPay does not control and does not guarantee transaction approvals, processing outcomes, settlement timing, payout timing, or chargeback handling decisions by third-party providers.

Your use of any third-party payment rail is also subject to that provider’s own terms, policies, and operational rules.

6. Fees

EinsteinPay charges service fees for use of the platform and certain features. Fees may include transaction-based fees, platform service fees, feature fees, promotional service fees, or other charges disclosed through the platform or otherwise communicated to you.

Applicable fees may change from time to time. Continued use of EinsteinPay after fee changes become effective constitutes acceptance of the updated fees.

Unless otherwise stated, fees are non-refundable.

7. Payouts and Settlements

Merchant payouts or settlement-related activity may be initiated through supported third-party services or platform workflows.

Payout availability, timing, review, and completion may depend on account status, fraud or compliance review, payment provider rules, technical conditions, and banking or network delays.

EinsteinPay may delay, restrict, or decline payout-related activity where reasonably necessary for risk management, compliance, fraud prevention, dispute handling, or operational review.

8. Refunds, Reversals, and Disputes

Merchants are primarily responsible for handling customer refunds, complaints, service issues, and transaction-related disputes, unless otherwise required by applicable law or payment provider rules.

Transactions may be subject to reversal, review, withholding, limitation, or adjustment in the event of fraud concerns, technical errors, payment network requirements, disputes or chargebacks, or suspicious or excessive transaction activity.

EinsteinPay may cooperate with payment providers, financial partners, and relevant authorities in connection with investigations or dispute resolution.

9. Communications and Notifications

By using EinsteinPay, you consent to receive service-related communications from us, including operational notices, compliance requests, transaction notices, administrative updates, and security-related messages.

Merchants may be able to configure certain notification settings within the platform. However, EinsteinPay may still send required legal, security, compliance, or service communications.

10. Prohibited and Restricted Activity

We may restrict or prohibit use of EinsteinPay for businesses, industries, transactions, or conduct that we determine present excessive legal, regulatory, reputational, operational, or financial risk.

We may request additional information about recurring payments, unusual transaction patterns, customer activity, business operations, or source of funds, and you agree to cooperate promptly with such requests.

11. Suspension, Restriction, and Termination

We may suspend, restrict, limit, or terminate access to EinsteinPay at any time, with or without prior notice, if we reasonably believe that fraudulent or suspicious activity has occurred, these Terms have been violated, your use of the platform creates legal, compliance, reputational, or operational risk, required information or documentation has not been provided, or a third-party provider requires or recommends such action.

Suspension may include disabling payment acceptance, pausing campaigns or features, restricting payouts, or limiting access to account functionality.

12. Data and Platform Usage

You grant us the right to process and use account, transaction, operational, and related platform data as necessary to provide, secure, maintain, improve, and administer EinsteinPay, subject to our Privacy Policy and applicable law.

You may not copy, reverse engineer, interfere with, disrupt, or misuse the platform, its underlying systems, or any related services.

13. Intellectual Property

EinsteinPay, Einstein Corp branding, platform content, software, design elements, and related materials are owned by Einstein Corp or its licensors and are protected by applicable intellectual property laws.

Except as expressly permitted, no part of EinsteinPay may be copied, reproduced, distributed, modified, or exploited without prior written permission.

14. Disclaimer of Warranties

EinsteinPay is provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied, or statutory.

To the maximum extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, availability, accuracy, and uninterrupted operation.

15. Limitation of Liability

To the maximum extent permitted by law, Einstein Corp and EinsteinPay will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including loss of profits, revenue, business, goodwill, data, or opportunity.

We are not responsible for losses arising from:

  • third-party payment provider failures or delays
  • banking or network disruptions
  • unauthorized access caused by your failure to secure credentials
  • merchant business operations or customer disputes
  • external systems, integrations, or infrastructure outside our control

To the extent liability cannot be excluded, our total liability will be limited to the amount of fees paid by you to EinsteinPay in the three (3) months preceding the event giving rise to the claim.

16. Indemnification

You agree to defend, indemnify, and hold harmless Einstein Corp, EinsteinPay, and their affiliates, officers, directors, employees, and agents from and against claims, liabilities, damages, losses, costs, and expenses arising out of or related to your use of the platform, your business activities, your violation of these Terms, your violation of applicable law or third-party rights, or disputes between you and your customers.

17. Modifications to Terms

We may modify these Terms at any time by posting an updated version. The updated Terms become effective as of the posted “Last updated” date unless otherwise stated.

Your continued use of EinsteinPay after updated Terms are posted constitutes your acceptance of the revised Terms.

18. Governing Law

These Terms will be governed by and interpreted in accordance with the laws of the applicable jurisdiction determined by Einstein Corp, without regard to conflict of law principles.

19. Contact

For questions regarding these Terms, contact:

Einstein Corp
Email: admin@einsteincorp.net